Changes in climate and land-use and land-cover (LULC) are expected to influence surface water runoff and nutrient characteristics of estuarine watersheds, but the extent to which estuaries are vulnerable to altered nutrient loading under future conditions is poorly understood. The present work aims to address this gap through the development of a new vulnerability assessment framework that accounts for (a) estuarine exposure to projected changes in total nitrogen (TN) and total phosphorus (TP) loads as a function of LULC and climate change under several scenarios, (b) sensitivity, and (c) adaptive capacity. The framework was applied to 112 estuaries and their contributing watersheds across the contiguous U.S., specifically to look [...]